Commercial Debt is when you have carried out a service

or sold a product to a company (Business 2 Business).

Commercial debt also includes non-ltd companies, sole traders, partnerships & charities

Examples of Commercial Debt

Contruction

Advertising

Wholesale etc

Consumer Debt is when you have carried out a service or sold a

product to a person NOT a company (Business 2 Consumer)

It is NOT a limited company or a person Trading As. 

Examples of Consumer Debt

Home Improvement

Domestic

Funeral Directors etc